D & A Morales y Asociados has assisted domestic and international commercial banks and financial institutions in their commercial banking and lending activities. We have also an extensive experience in all sorts of credit facilities, bridge and syndicated loans, debt-equity swaps and letters of credit, among other type of financial and credit transactions.
We have participated in the creation of an independent asset management firm in México which is not related to a financial or a banking institution. Our involvement started from the creation and drafting of the business plan, as well as the negotiation of governance provisions between the various investors that have an equity participation in such entity. We are still actively involved in their operations to comply with mandatory regulations in México.
Our firm has also assisted financial services institutions in the structuring process of retirement and pension funds ( "Afores" ) as well as in the creation of limited purpose financial corporations ( "Sofoles" ) to finance the purchase and sale of consumer products.
Our firm assists clients in arranging banking trusts ( fideicomisos ) which are customarily used in México, under specialized legislation, for purposes of securing or collateralizing loans and other obligations, acquiring and managing real estate assets, building transportation networks, carrying out commercial, industrial, residential, and tourist developments, and also as a mechanism for voting control of corporate entities, among others.